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Banana Chocolate Chip Muffins Recipe

I absolutely love how this Banana Chocolate Chip Muffins Recipe strikes the perfect balance between sweet and wholesome. There’s just something about the combination of ripe bananas and gooey chocolate chips that makes these muffins a comforting treat for breakfast or an afternoon snack. Whenever I have overly ripe bananas on hand, this recipe is my go-to way to use them up deliciously.

You’ll find that these muffins come together quickly and effortlessly, yet they never fail to impress. The addition of yogurt keeps them moist and tender, while the chocolate chips add that extra burst of joy in every bite. If you’ve been searching for a Banana Chocolate Chip Muffins Recipe that both beginners and experienced bakers can rely on, this one’s a winner every time.

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Why You’ll Love This Recipe

  • Effortless Baking: Simple ingredients and straightforward steps make this recipe perfect for busy mornings or last-minute baking.
  • Moist & Flavorful: The yogurt and ripe bananas ensure each muffin stays soft and full of banana flavor without drying out.
  • Chocolatey Goodness: Generous chocolate chips scattered throughout add sweet bursts that everyone in the family loves.
  • Versatile & Crowd-Pleasing: Great for breakfast, snack time, or even dessert – these muffins get gobbled up fast!

Ingredients You’ll Need

The magic of this Banana Chocolate Chip Muffins Recipe lies in the harmony of ripe bananas, chocolate, and just a few pantry staples you probably already have. Using whole-milk yogurt adds such a nice tang and moisture that really lifts the muffins above a standard banana bread muffin.

  • All-purpose flour: Provides structure but keeps muffins tender when measured correctly.
  • Baking soda: Ensures the muffins rise nicely and have that perfect fluffy texture.
  • Kosher salt: Enhances all the flavors and balances the sweetness.
  • Ripe bananas: The riper the better—they add natural sweetness and moisture.
  • Light brown sugar: Adds caramel notes and complements the bananas beautifully.
  • Large egg: Binds ingredients together and adds richness.
  • Plain whole-milk yogurt: Keeps muffins moist and tender while adding a subtle tang.
  • Vegetable oil: Helps create a soft crumb; you can’t taste it, just the moisture it adds.
  • Vanilla extract: Brings warmth and depth to the flavor.
  • Semisweet or bittersweet chocolate chips: The star chocolate bursts that make these muffins extra special.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

I love playing around with this Banana Chocolate Chip Muffins Recipe depending on the season or simply my cravings. It’s so easy to tweak without losing that comforting muffin vibe, and I encourage you to try your own twists!

  • Use walnuts or pecans: I often toss in some chopped nuts for added crunch and a contrast to the soft banana crumb.
  • Switch up the chocolate: Experimenting with white chocolate chips or even peanut butter chips can be a fun change.
  • Make it gluten-free: Subbing the all-purpose flour with a gluten-free blend works well—just be sure to check your baking soda is gluten-free too.
  • Add cinnamon or nutmeg: For a warm spice kick, sprinkle in a teaspoon of cinnamon or a pinch of nutmeg when mixing dry ingredients.

How to Make Banana Chocolate Chip Muffins Recipe

Step 1: Preheat and Prep Your Pan

Start by placing a rack in the center of your oven and preheating it to 375°F. I like to use a standard 12-cup muffin tin, greasing it generously with cooking spray to ensure each muffin slips out easily after baking. Trust me, prepping your pan first makes the whole process smoother.

Step 2: Mix Dry Ingredients

In a medium bowl, whisk together your all-purpose flour, baking soda, and kosher salt. This step is straightforward but important—you want to evenly distribute the rising agent and salt so your muffins bake uniformly.

Step 3: Combine Wet Ingredients and Bananas

In a large mixing bowl, mash your ripe bananas with the light brown sugar until there are no sugar lumps left. This gives a nice glossy texture to the batter. Then whisk in the egg, whole-milk yogurt, vegetable oil, and vanilla extract until everything is well combined and smooth.

Step 4: Fold Dry Ingredients and Chocolate Chips

Gently fold the dry flour mixture into the wet ingredients. Don’t overmix here; you want to stop as soon as there are no streaks of flour left to keep the muffins tender. Then fold in your chocolate chips evenly so every bite gets some melty goodness.

Step 5: Fill the Muffin Cups and Bake

Scoop about 1/4 cup of batter into each muffin cup. I use a small ice cream scoop for this step—it makes portioning consistent and mess-free. Pop the tin into the oven and bake for 22 to 25 minutes. You’ll know they’re done when the tops are golden brown and a toothpick inserted in the center comes out with just a few moist crumbs attached.

Step 6: Cool and Enjoy

Let your muffins cool slightly in the pan—about 5 minutes is perfect—then use a butter knife to gently loosen and lift them out onto a wire rack. Full cooling helps them set up nicely and keeps crumbs to a minimum when you bite in.

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Pro Tips for Making Banana Chocolate Chip Muffins Recipe

  • Ripe Bananas Are Key: I learned the bananas need to be spotty or fully brown to get the best sweetness and moisture—don’t try this with underripe fruit.
  • Fold, Don’t Overmix: Overmixing floods your muffins with gluten, making them tough. Stop folding once the dry ingredients disappear.
  • Oil Over Butter: This recipe uses oil for extra moisture—the texture feels so soft and stays fresh longer in my experience.
  • Check Oven Temperature: My oven runs a bit hot, so I always use an oven thermometer to avoid overbaking and dry muffins.

How to Serve Banana Chocolate Chip Muffins Recipe

Five golden brown muffins with rough tops are shown close-up on a white plate with blue floral patterns. Each muffin is studded with multiple smooth, dark chocolate chips scattered on top and visible inside. The muffins have a fluffy texture with some cracks on the tops, making them look soft and fresh. The plate rests on a white marbled surface with a yellowish object blurred in the background. photo taken with an iphone --ar 4:5 --v 7

Garnishes

I usually keep these muffins simple, but a light dusting of powdered sugar or a smear of softened butter transforms them for guests. Sometimes I top with a few extra chocolate chips right before baking for a more decadent look that I love.

Side Dishes

Pair these muffins with fresh fruit or a dollop of Greek yogurt for a full breakfast spread, or enjoy them alongside your morning coffee or tea. When I’m treating the kids, I serve with some warm milk – they adore that combo.

Creative Ways to Present

For a party, I arranged mini Banana Chocolate Chip Muffins in a tiered stand with fresh banana slices and chocolate shavings sprinkled over. It adds a fun ‘bakery-style’ vibe that always gets compliments! You can also wrap individual muffins with parchment and twine for gifting.

Make Ahead and Storage

Storing Leftovers

After baking, I let the muffins cool completely then store them in an airtight container at room temperature lined with a paper towel to absorb moisture. They stay fresh this way for up to four days. If you refrigerate, they last about a week, but I recommend warming before eating.

Freezing

I’ve had great success freezing these muffins individually wrapped in plastic wrap, then packed in a freezer bag. When I want a quick treat, I just pull one out and let it thaw at room temperature or warm it gently in the microwave.

Reheating

To reheat, I usually pop a muffin in the microwave for about 15-20 seconds or warm in a toaster oven for 5 minutes to bring back that fresh-baked feel. Avoid overheating, or the chocolate chips can get a little too melty and messy!

FAQs

  1. Can I use frozen bananas for this Banana Chocolate Chip Muffins Recipe?

    Absolutely! Just make sure to thaw the frozen bananas completely and drain any excess liquid before mashing and adding them to the batter. This helps prevent the muffins from becoming too soggy.

  2. What can I substitute for whole-milk yogurt?

    If you don’t have whole-milk yogurt, plain Greek yogurt or sour cream both work nicely as alternatives. Just make sure they’re plain to keep the flavor balanced. Low-fat versions can be used but might result in slightly less moist muffins.

  3. Can I make these muffins vegan?

    With some modifications, yes! You can replace the egg with a flax or chia egg, swap whole-milk yogurt for a plant-based yogurt, and use vegan chocolate chips. Keep in mind texture might be a bit different, but still delicious.

  4. How do I know when my Banana Chocolate Chip Muffins are done baking?

    Look for golden brown tops and puffiness. The best test is inserting a toothpick into the center; it should come out with a few moist crumbs but not wet batter. If it’s clean, they might be overbaked and dry.

Final Thoughts

This Banana Chocolate Chip Muffins Recipe has become such a staple in my kitchen because it’s quick, forgiving, and irresistibly delicious. I love sharing these at family breakfasts or packing them for school snacks — they vanish fast every time! Give this recipe a try—you’ll be amazed how a few simple ingredients come together to create such a warm, comforting treat that feels like a little hug in muffin form.

Print
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Banana Chocolate Chip Muffins Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.7 from 143 reviews
  • Author: Alvarez
  • Prep Time: 20 min
  • Cook Time: 25 min
  • Total Time: 45 min
  • Yield: 12 muffins
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

These Banana Chocolate Chip Muffins are a perfect balance of sweet, moist, and tender, making them an ideal breakfast treat or a delightful snack. Packed with ripe bananas, rich chocolate chips, and a subtle hint of vanilla, they offer the indulgence of a dessert in a wholesome package that’s easy to make and enjoy.


Ingredients

Dry Ingredients

  • 1 1/2 cups (180 g) all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp kosher salt

Wet Ingredients

  • 3 ripe bananas, mashed
  • 1/2 cup (110 g) packed light brown sugar
  • 1 large egg
  • 1/2 cup plain whole-milk yogurt
  • 1/4 cup vegetable oil
  • 1 tsp vanilla extract

Additional

  • 1/2 cup semisweet or bittersweet chocolate chips
  • Cooking spray for greasing the muffin tin


Instructions

  1. Preheat and Prepare: Place a rack in the center of your oven and preheat to 375°F (190°C). Lightly grease a standard 12-cup muffin tin with cooking spray to prevent sticking.
  2. Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, and kosher salt until well combined to ensure even distribution of the leavening agents and seasoning.
  3. Combine Wet Ingredients: In a large bowl, whisk the mashed bananas and light brown sugar until the sugar dissolves and the mixture is smooth with no lumps. Add the egg, plain whole-milk yogurt, vegetable oil, and vanilla extract, whisking thoroughly to create a moist batter base.
  4. Incorporate Dry Into Wet: Gently fold the dry flour mixture into the wet banana mixture until just combined and no streaks of flour remain; avoid overmixing to keep muffins tender.
  5. Add Chocolate Chips: Fold in the semisweet or bittersweet chocolate chips evenly throughout the batter, distributing them for every bite to have a touch of chocolate.
  6. Fill Muffin Cups: Spoon the batter into the prepared muffin tin, filling each cup with about 1/4 cup of batter to ensure uniform muffin sizes and even baking.
  7. Bake: Place the muffin tin in the oven and bake for 22 to 25 minutes, until the muffins are puffed, golden brown on top, and a toothpick inserted in the center comes out with a few moist crumbs attached, indicating perfect doneness.
  8. Cool: Let the muffins cool slightly in the muffin tin. Then, carefully use a butter knife to loosen the edges and lift them out. Transfer the muffins to a wire rack to cool completely to room temperature before serving or storing.
  9. Make Ahead Instructions: These muffins can be baked up to 1 week in advance. Once cooled completely, store them in an airtight container or a paper towel-lined resealable bag. They keep well at room temperature for up to 4 days or in the refrigerator for up to 1 week.

Notes

  • These banana chocolate chip muffins are a perfect way to enjoy a sweet treat that feels like dessert but is suitable for breakfast.
  • Use ripe bananas with brown spots for the best flavor and natural sweetness.
  • For a healthier twist, substitute vegetable oil with melted coconut oil or use Greek yogurt in place of whole-milk yogurt.
  • You can freeze baked muffins for up to 3 months; thaw at room temperature before enjoying.
  • To make it dairy-free, replace whole-milk yogurt with a plant-based yogurt alternative.

Nutrition

  • Serving Size: 1 muffin
  • Calories: 213
  • Sugar: 17 g
  • Sodium: 189 mg
  • Fat: 9 g
  • Saturated Fat: 2 g
  • Unsaturated Fat: 7 g
  • Trans Fat: 0 g
  • Carbohydrates: 31 g
  • Fiber: 2 g
  • Protein: 3 g
  • Cholesterol: 17 mg

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