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Cheesecake-Stuffed Banana Bread Recipe

Oh, I just have to tell you about this Cheesecake-Stuffed Banana Bread Recipe that totally changed how I think about banana bread. It’s got that perfect balance of rich, creamy cheesecake filling nestled right inside moist, banana-y bread. You’ll find that each bite delivers this amazing surprise, making it a showstopper for breakfast, brunch, or even dessert.

What makes this recipe really special is how simple it is to mix up, but the outcome tastes like you spent hours baking something fancy. Whenever friends come over, this Cheesecake-Stuffed Banana Bread Recipe is the one I pull out because it’s comforting, impressive, and honestly, a little addictive. Give it a try—I promise you’ll be hooked!

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Why You’ll Love This Recipe

  • Dual Texture Delight: You get the moist banana bread paired with a smooth, creamy cheesecake center that melts in your mouth.
  • Simple Yet Impressive: It looks fancy but is straightforward to make, perfect for both beginners and seasoned bakers.
  • Great for Any Occasion: Works beautifully for breakfast, snack time, or as a special dessert—your guests won’t guess how easy it was!
  • Uses Everyday Ingredients: No need to hunt for specialty items; your pantry staples will shine here.

Ingredients You’ll Need

These ingredients come together perfectly to create that iconic banana bread flavor while the cheesecake filling adds a tangy richness that complements the bananas beautifully. When shopping, look for ripe bananas with brown spots—they add natural sweetness and moisture.

  • Melted Butter: Brings richness and moistness to the bread; make sure it’s just melted, not hot, so it combines smoothly.
  • All-Purpose Flour: Divided into the batter and filling to keep that perfect texture throughout.
  • Baking Soda: Gives the bread a lovely lift and tender crumb.
  • Kosher Salt: Balances the sweetness and enhances deeper flavors.
  • Sugar: Split between batter and filling, sweetening both tasty layers without overwhelming.
  • Buttermilk: Adds a subtle tang and helps the bread stay soft and airy.
  • Pure Vanilla Extract: Boosts all the warm, sweet notes in both banana bread and cheesecake.
  • Large Eggs and Egg Yolk: Eggs bind the ingredients and keep the bread tender, while the extra yolk in the batter adds richness.
  • Ripe Bananas: The star of the show—super ripe is best to get that intense flavor and natural sweetness.
  • Cream Cheese (Softened): The key to the luscious filling, softened so it blends easily without lumps.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

I love putting my own spin on this Cheesecake-Stuffed Banana Bread Recipe depending on what’s in season or what flavors I’m craving. Feel free to experiment—you might just find your new favorite version!

  • Add Nuts or Chocolate Chips: I often throw in chopped walnuts or chocolate chips for a little crunch or extra chocolatey goodness—it adds such a nice texture contrast.
  • Swap Cream Cheese for Mascarpone: For an even creamier filling, mascarpone works beautifully and has a slightly sweeter, less tangy profile.
  • Use Coconut or Almond Flour: If you want a gluten-free or nutty twist, just swap out part of the flour, but keep an eye on texture and moisture since these behave differently.
  • Spices: A pinch of cinnamon or nutmeg stirred into the batter makes the bread feel cozy and seasonal—perfect for fall mornings.

How to Make Cheesecake-Stuffed Banana Bread Recipe

Step 1: Prep Your Pan and Dry Ingredients

Start by preheating your oven to 350°F and buttering a 9″x5″ loaf pan, then dust it lightly with flour to prevent sticking. In a large bowl, whisk together 1 cup of all-purpose flour, baking soda, and kosher salt until evenly combined. This dry mix sets the stage for your banana bread’s perfect crumb—don’t skip the sifting or whisking step to keep things airy.

Step 2: Mix Your Wet Ingredients and Banana

In a separate big bowl, combine 3/4 cup sugar with melted butter, buttermilk, pure vanilla extract, one whole egg, and one egg yolk. Stir until you have a smooth mixture that looks luscious and glossy. Pour this wet mixture over the dry ingredients and gently mix together until just combined. Finally, fold in your perfectly mashed ripe bananas—don’t overmix or the bread might turn dense.

Step 3: Prepare the Cheesecake Filling

Grab a smaller bowl and whisk together the remaining egg, softened cream cheese, 2 tablespoons of flour, and 2 tablespoons of sugar until the filling is smooth and creamy. This filling brings that velvety, tangy goodness that takes classic banana bread to the next level.

Step 4: Layer Your Batter and Filling

Pour half of your banana bread batter into the prepared loaf pan and spread it evenly. Then dollop the cheesecake mixture on top and smooth it out carefully with a spatula so it forms a nice even layer—you don’t want clumps. Finally, spoon the remaining batter over the cheesecake layer and gently smooth the top.

Step 5: Bake Until Golden and Delicious

Pop your loaf into the oven and bake for about one hour or until it turns a deep golden brown and a toothpick inserted through the banana bread (avoiding the cheesecake filling) comes out clean. Cooling it for at least 10 minutes before slicing helps the layers set perfectly, so don’t be too eager to cut in right away!

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Pro Tips for Making Cheesecake-Stuffed Banana Bread Recipe

  • Use Ripe Bananas: I always wait until banana skins are heavily spotted to get maximum sweetness and moisture inside the bread.
  • Softened Cream Cheese is Key: If your cream cheese is too cold, lumps will form—leave it out at room temp for at least 30 minutes before mixing.
  • Even Layers Ensure Beautiful Results: I gently spread each batter and filling layer to get that clean ‘stuffed’ effect in every slice.
  • Do Not Overmix the Batter: Mixing too much can make the bread tough—stir just until ingredients come together for a tender crumb.

How to Serve Cheesecake-Stuffed Banana Bread Recipe

A close-up view of a loaf of bread with two layers: a thicker darker brown outer layer with a coarse, crumbly texture and a smooth, creamy white layer inside, which is slightly thick and fills the middle portion of the bread. One slice is laying flat, showing a clear separation between the two layers, while the rest of the loaf is in the background. The loaf is on a white plate placed on a white marbled surface, with some crumbs scattered nearby. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

I love to dust a little powdered sugar over the top before serving—it adds a delicate sweetness and looks like you went the extra mile. Sometimes I add chopped toasted walnuts or a drizzle of honey for texture and contrast that really works well.

Side Dishes

This stuffed banana bread pairs wonderfully with a cup of coffee or chai tea for breakfast or brunch. If you want to elevate it to dessert status, add a scoop of vanilla ice cream or a dollop of whipped cream alongside.

Creative Ways to Present

For special occasions, I like slicing the loaf into sliders and serving on mini plates with fresh berries on the side. It makes for a fun, shareable treat that looks stunning on a dessert tray. You could also drizzle warm caramel sauce over individual slices for extra indulgence!

Make Ahead and Storage

Storing Leftovers

I usually wrap leftover banana bread tightly in plastic wrap and keep it in an airtight container at room temperature for up to two days. After that, storing it in the fridge helps extend freshness for another 3-4 days.

Freezing

This banana bread freezes beautifully—wrap individual slices or the whole loaf tightly in plastic wrap, then foil before freezing. When I’m ready to enjoy, I thaw overnight in the fridge or leave slices out for an hour at room temp, and the texture remains almost as fresh as when first baked.

Reheating

To warm up leftover slices, I pop them in the microwave for about 15-20 seconds or heat them gently in a toaster oven. Just enough to revive the moistness without drying it out—you’d be surprised how fresh it tastes with this quick warm-up trick.

FAQs

  1. Can I use frozen bananas in this Cheesecake-Stuffed Banana Bread Recipe?

    Absolutely! Frozen bananas work perfectly as long as they’re fully thawed and drained of excess liquid before mashing. This helps keep the bread’s texture from becoming too wet or soggy.

  2. What if I don’t have buttermilk on hand?

    No worries—you can make a quick buttermilk substitute by adding 1 tablespoon of lemon juice or white vinegar to 1/4 cup of milk and letting it sit for 5-10 minutes before using. It adds the acidity that tenderizes the bread and improves flavor.

  3. How do I know when the Cheesecake-Stuffed Banana Bread is done baking?

    Look for a deep golden top and test doneness by inserting a toothpick into the banana bread part (avoid the cheesecake layer). If it comes out clean or with just a few moist crumbs, it’s ready to come out and cool.

  4. Can I make mini loaves or muffins instead?

    You can! Just adjust the baking time accordingly—mini loaves or muffins will bake faster (usually around 25-35 minutes). Keep an eye on them and test for doneness early to avoid drying out.

Final Thoughts

This Cheesecake-Stuffed Banana Bread Recipe quickly became one of my all-time favorites because it brings such a comforting twist to a classic treat. Every time I make it, I feel like I’m giving a little hug in bread form to my family and friends. If you’re looking for a recipe that’s simple yet totally memorable, give this a go—you’ll love how it fills your kitchen with that sweet, irresistible aroma and your taste buds with pure joy.

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Cheesecake-Stuffed Banana Bread Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.8 from 131 reviews
  • Author: Alvarez
  • Prep Time: 15 minutes
  • Cook Time: 1 hour
  • Total Time: 1 hour 15 minutes
  • Yield: 6 – 8 servings
  • Category: Dessert
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

This decadent cheesecake-stuffed banana bread combines the moist, sweet flavors of ripe bananas with a creamy, tangy cheesecake center. Perfect as a dessert or an indulgent breakfast treat, this recipe offers a delicious twist on classic banana bread, featuring a smooth cream cheese filling baked right inside a golden loaf.


Ingredients

Batter

  • 1/2 cup melted butter, plus more for pan
  • 1 cup plus 2 tablespoons all-purpose flour, divided, plus more for pan
  • 1 teaspoon baking soda
  • 1/4 teaspoon kosher salt
  • 3/4 cup plus 2 tablespoons sugar, divided
  • 1/4 cup buttermilk
  • 1 teaspoon pure vanilla extract
  • 2 large eggs plus 1 large egg yolk, divided
  • 3 ripe bananas, mashed

Cream Cheese Filling

  • 4 ounces cream cheese, softened
  • 1 large egg (remaining from eggs above)
  • 2 tablespoons all-purpose flour (remaining from flour above)
  • 2 tablespoons sugar (remaining from sugar above)


Instructions

  1. Prepare the Pan: Preheat the oven to 350°F (175°C). Butter and flour a 9-inch by 5-inch loaf pan to prevent sticking and ensure easy removal of the bread after baking.
  2. Mix Dry Ingredients: In a large bowl, whisk together 1 cup of all-purpose flour, baking soda, and kosher salt until evenly combined to form the dry base of the batter.
  3. Combine Wet Ingredients: In another large bowl, mix 3/4 cup sugar, melted butter, buttermilk, vanilla extract, one whole egg, and one egg yolk. Whisk until the mixture is smooth and well incorporated.
  4. Form the Batter: Pour the wet ingredients over the dry ingredients and stir just until combined. Carefully fold in the mashed bananas, making sure not to overmix to keep the bread tender.
  5. Make Cream Cheese Filling: In a small bowl, blend together the remaining egg, softened cream cheese, the remaining 2 tablespoons flour, and 2 tablespoons sugar until smooth and creamy. This will be the delicious cheesecake center of your banana bread.
  6. Assemble the Loaf: Pour half of the banana bread batter into the prepared loaf pan, spreading it evenly. Dollop the cream cheese filling on top of the batter, then gently smooth it into an even layer using a spatula. Finally, spread the remaining banana bread batter over the cream cheese layer, ensuring it covers the filling completely.
  7. Bake: Place the pan in the preheated oven and bake for about 1 hour, or until the bread is deeply golden and a toothpick inserted into the center comes out clean, indicating it’s fully baked.
  8. Cool and Serve: Remove the loaf from the oven and let it cool in the pan for at least 10 minutes. This resting time helps the bread set and makes it easier to slice. Serve warm or at room temperature for best flavor.

Notes

  • This banana bread makes for a rich and indulgent dessert as well as a special breakfast treat.
  • For best results, use very ripe bananas as they provide maximum sweetness and moisture.
  • Make sure the cream cheese is softened to room temperature to allow for easy mixing and a smooth filling.
  • Do not overmix the batter after adding the flour to keep the bread tender and moist.
  • Store leftovers wrapped tightly at room temperature for up to 2 days or refrigerate for up to 5 days.

Nutrition

  • Serving Size: 1 slice (approx. 1/8 loaf)
  • Calories: 507
  • Sugar: 38 g
  • Sodium: 405 mg
  • Fat: 27 g
  • Saturated Fat: 16 g
  • Unsaturated Fat: 10 g
  • Trans Fat: 1 g
  • Carbohydrates: 60 g
  • Fiber: 2 g
  • Protein: 7 g
  • Cholesterol: 160 mg

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